Often times it is to your advantage to take a manufacturer's rebate money instead of the manufacturer's low APR % . The rebate money lowers the amount financed and typically people do not keep thier cars for the term of their loan. The average consumer only keeps their vehicles for 36 to 42 months. Therefore they never see the" real benefit" of using the low APR %. The earlier you trade your car in, the greater the advantage of taking the rebate vs. the low APR %. Almost always we would recommend taking the rebate money and using your credit union's low interest rates to get the best of both worlds. Click on the link below and see the savings.
